Cacpe- Loja offers you a special line of credit to buy, build, reparations, remodeling or improvement of your home, as well as financing the purchase of the land to build your home.

  • Open the savings account and deposit the contribution certificate fee
  • Ecuador's identity card and voting document
  • Credit form filled with the correct information
  • Mortgage Guarantee
  • Proof of income (Payrolls, work certificates, work contract, rental contracts, payment agreements, tax returns, etc.)
  • Maximum amount USD$70.000,00
  • Time limit 72 months
  • Certification from the “Registry Property offices”, for the last 15 years, with the boundaries and owner(s) name(s) updated
  • Notarized copy of the property´s deed, to be used for the mortgage
  • No debts with the Local Municipality Certification
  • Property tax payment receipt, updated
  • Cadastral certificate issued by the Municipality
  • Appraisal of the property carried out by a professional
  • Mortgage deed in favor of CACPE-LOJA
  • Construction plans approved by the Municipality
  • Building license
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